Lock in a 2.875% interest rate in today's market, savings hundreds every month! Take advantage of a rare assumable FHA loan with a 2.875% interest rate-a standout feature in today's higher-rate market. With approximately $260,000 remaining, the current payment is around $1,075/month versus roughly $1,559/month at ~6% rates, offering nearly $500/month in savings (about $5,800/year). For buyers searching “low interest rate homes Austin” or “assumable loan homes in Austin TX,” this is a unique opportunity you won't easily find again. Located on a desirable corner lot in Onion Creek-one of the most established South Austin neighborhoods-this home combines financial advantage with everyday comfort. The light-filled, open floor plan features a cozy fireplace, custom wet bar, and a spacious kitchen with double ovens-ideal for entertaining and modern living. A dedicated executive office with Cat 6 wiring supports today's work-from-home lifestyle, while energy-efficient windows (installed in 2017) enhance year-round comfort and efficiency-key features buyers often search for when looking for energy-efficient homes in Austin. Step outside to a landscaped backyard retreat with a covered patio, recent privacy fence, and a dedicated dog run with direct access from the primary suite-perfect for pet-friendly homes in Austin TX. Ample guest parking adds convenience for gatherings. Residents of Onion Creek enjoy 24-hour security, golf-cart-friendly streets, mature trees, and access to nature, along with proximity to the Onion Creek Club. Located just minutes from Downtown Austin, this home offers the ideal blend of peaceful suburban living and city access-perfect for buyers searching homes near downtown Austin with community amenities. 10400 La Costa Drive delivers what today's buyers want most: location, lifestyle, and a below-market interest rate that creates real, long-term savings.